Robert Chemers and Dave Larson win summary judgment for an insurer
Robert Chemers and Dave Larson won summary judgment for an insurer in the federal court in Rockford holding that a defendant in a serious underlying personal injury action is not an additional insured. The policy’s additional insured endorsement extended status as an additional insured where the named insured agreed in a written contract to name another entity (“X”) as an insured. Where the named insured contracted with X and that contract provided that the named insured was required to name X and the owner as additional insureds, it was held that the owner is not an additional insured because the named insured entered a written contract with X only, and there was no written contract with the owner, hence the owner is not an additional insured. The decision is a cogent explanation of established law.